(4) Nature and extent of the risk, e.g. a small cover for the deductible part of the insurance taken out or a larger cover for dangerous risks. The employer must notify his insurance institution or, if he is insured, the claims administrator as soon as he becomes aware of a breach. Medical treatment should be approved immediately if necessary. The employer`s first accident report, Form LS-202, must be filed with the PFCO within 10 days of the injury if it results in the loss of one or more shifts. The notice should be sent to the DLHWC Central Case Create website below. This is the address of our DLHWC district office in New York, called the Central Case Create location for the entire program. This website creates cases for all new injuries, regardless of the location of the injury or the applicant`s home address. Once the file is created, it can be viewed electronically by the district office responsible for the file. (c) Contractors who are awarded contracts for non-personal services for health services are required to take out health liability insurance and indemnify the Government for any act or omission of the contractor, its employees and agents (see 37,400).
(a) workers` compensation and employer liability. The contractor must meet at least the requirements set out in FAR 28.307-2(a). (b) Self-insurance programs covering a contractor`s insurable risks, including the deductible portion of insurance purchased, may be approved if a review of a program shows that its application is in the interest of the Government. Organizations cannot approve a workers` compensation self-insurance program in a province or territory where workers` compensation does not fully cover the employer`s liability to employees unless the contractor: (5) self-insurance feasibility studies or insurance market studies reporting comparative solutions; 2. Property damage insurance shall be required only in special circumstances determined by the Agency. Federal law requires all U.S. government contractors and subcontractors to purchase workers` compensation insurance for their employees working abroad. Applicable laws include the Defense Base Act, 42 U.S.C. §§ 1651-54 and the Longshore and Harbor Workers` Compensation Act, 33 U.S.C. §§ 901-50. The implementing provisions are contained in 20 C.F.R.
Parts 701, 702, 703 and 704. The Federal Acquisition Regulation (FAR) also sets out personnel accident insurance requirements for all foreign contracts at 48 C.F.R. Sections 28.305 and 52-228-3 and 52-228-4 of the Longshoremen Act require every employer to either take out insurance for the payment of workers` compensation under the Act or to take out legitimate insurance. The COOTP is responsible for approving insurance companies and self-insurance by employers. For a list of the more than 700 insurance companies and self-insured employers currently licensed. Three major insurance companies currently offer coverage under the Bases of Defense Act. These are ACE-USA, AIG and CNA. (3) The eligibility of the costs of the insurance program shall be determined in accordance with the criteria set out in section 31.205-19.
The OWCP District Office oversees the payment of compensation and medical care to ensure compliance with the provisions of the Act. Its employees provide technical support to employers, insurance companies and beneficiaries for the timely payment of benefits. In the event of claims disputes, the CPOB`s claims assessors hold informal conferences to help parties resolve their differences by mutual understanding or compromise without formal litigation. The district director has the authority to approve by-laws and waive compensation for undisputed claims. If the government requires the contractor to provide insurance coverage, policies must include a statement that any cancellation or material change in coverage that is detrimental to the government`s interests will only be effective if the insurer or contractor gives written notice of the termination or change required by the contractor. If self-insurance coverage is insured, the contractor may not modify or decrease the coverage without the prior consent of the administrative contractor (see 28.308(c)). (e) Maritime Liability. If the performance of the contract includes the use of ships, the contractor shall, as determined by the Agency, require the ship`s civil liability and liability insurance and their liability insurance. (1) The Government shall require every contractor subject to cost accounting standard (CAS) 416 (48 CFR 9004.416) to maintain or self-cover insurance for the risks to which the contractor is exposed, unless (1) the contractor requires personal injury liability insurance on the comprehensive insurance form of at least $500,000 per occurrence. (b) Contractors, whether or not their contracts are subject to CAS 416, are required by law and this regulation to provide insurance for certain types of risks (e.g., workers` compensation).
Insurance is mandatory even if the combination of property, type of operation, ownership circumstances or contractual conditions make government protection necessary. The minimum insured amounts required by this regulation (see 28.307-2) may be reduced if a contract is to be performed outside the United States and its peripheral territories. If more than one organization is involved, the organization responsible for reviewing and approving a contractor`s insurance program must coordinate with other interested parties before taking action on key insurance issues. (10) Information on all captive insurance undertakings and reinsurance agreements, including the methods used to calculate costs. (2) If the clause in section 52.228-5, Insurance Work in a Government Institution, is not required by 28.310 but is included because the contracting authority considers it in the government`s interest to do so, any of the types of insurance referred to in section 28.307 may be omitted or the limits may be lowered, as the case may be. (f) Self-insurance programs designed to protect a contractor against the cost of correcting its own defects in materials or workmanship will not be approved. For these purposes, normal repair estimates and warranty costs are not considered self-insurance. As prescribed in sections 1028.310-70 and 1028.311-2, a clause must be inserted that reads essentially as follows: The contracting authority may require additional types of insurance (e.g., aircraft and passenger liability, marine liability) or higher coverage limits. (3) Conditions of insurance coverage for State property; Additional forms, notices and medical reports must be submitted to OSPO if required by regulation. In accordance with FAR clause 52.228-5 entitled “Insurance – Work on a Government Institution” [or FAR clause 52.228-7 entitled “Insurance – Liability to Third Parties”), insurance of the following types and minimum amounts must be provided and maintained during the term of the contract: (2) Demonstrates that the combined costs to the government of self-insurance for workers` compensation and commercial insurance for the Employer liability is the cost of commercial insurance covering both types of risks. 5) Compliance with the laws and regulations of the Federation and the Länder by the contractor. (a) workers` compensation and employer liability.
Contractors are required to comply with applicable federal and state health and safety laws regarding workers` compensation and occupational diseases. If occupational diseases are not reimbursable under these statutes, they are covered by the employer`s liability section of the insurance policy, unless the performance of the contract is so closely linked to the activity of a contractor that it would not be possible to require such coverage. Employer liability coverage of at least $100,000 is required, except in states with exclusive or monopolistic funds that do not allow private airlines to issue employee compensation. (See 28.305(c) for the processing of contracts governed by the Defence Bases Act.) (a) General. Although the government does not normally deal with the contractor`s insurance coverage if the contract is a fixed-price contract, authorities may set insurance requirements under fixed-price contracts in special circumstances. Examples of such circumstances include: (c) motor vehicle liability. The customer needs motor liability insurance, which is indicated on the complete form. The policy provides liability for bodily injury and property damage, which covers the operation of all vehicles used in connection with the performance of the contract.