Lexington Law does not provide any initial guarantee or estimate of the time required to repair your loan. Lexington Law`s services have a personalized analysis method, which is performed individually in each case. In this way, each customer receives the necessary advice without spending too much. As with any legal matter, Lexington Law cannot promise or guarantee results within a particular time frame. However, the company states that the average customer uses its services for six months. Now that you know how much Lexington Law costs, you may be wondering what exactly the company can do to improve your credit score. Here are some of the most frequently asked questions about the company`s services. Credit Saint is a credit repair company that qualifies as a credit collection company. That`s because the team strives to educate customers about the process of rebuilding and building credit, hoping that every consumer will never repeat their previous mistakes. The company`s services cost between $79.99 per month and $119.99 per month. Each plan also includes an initial setup fee, which ranges from $99 to $195, depending on the plan you choose.
The answer may surprise you – because the fees you pay for your credit repair are likely to be much lower than what those negative credit report items are currently costing you. Most credit repair companies won`t be able to offer award-winning hardware to improve your credit score. This type of information usually doesn`t get any more complicated than what you can find with a simple Google search. While Lexington Law doesn`t currently offer a free trial, they do give potential customers access to free credit counseling. However, when you look at the specific services included in these two plans, The Credit Pros is much better value for money. In addition to credit disputes and creditor interventions, the company offers credit monitoring, financial planning tools, and identity monitoring, which are only available from Lexington Law with updated packages. However, Lexington Law advertises high success rates on its website. “Lexington Law is just amazing! They did exactly what I asked and were very polite to me the whole time without asking any questions. I wish I had heard about Lexington Law earlier in my life, but I`m happy to be working with them now. Thank you for your time and effort, I really appreciate everything you do for me. – Jonathon J., Best Corporate Critic Lexington Law does not ask clients to sign long-term contracts. Services are billed monthly and may be cancelled at any time by contacting customer service.
According to the company`s website, most customers take an average of six months to complete the credit repair process. Lexington Law does not offer guaranteed results. Potential customers should also not misinterpret the results of previous customers shared on the company`s website (including those who have seen an increase in their credit score or report) as a promise of the outcome of your own repair program. Lexington Law does not list upfront labor fees, which most competitors charge for the first step of the credit dispute resolution process. The monthly fee starts at $89.95 for the Concord Standard plan, while PremierPlus costs $129.95. The price of the intermediate plan, Concord Premier, is not announced. Small businesses in the credit repair industry retain BBB accreditation. It`s a bit strange that Lexington, with its abundant resources, doesn`t sign up for its own accreditation.
The first level of service, called Concord Standard, costs $99.85 per month and includes initial consultation and credit report check. The plan also includes unlimited challenges for credit bureaus and creditor interventions – which comes in handy if you need someone to negotiate with creditors on your behalf to get fake or expired items removed. Aside from its three plan offerings, Lexington Law doesn`t sell any additional options. All services offered by the company can only be purchased in one package. To see how Lexington Law`s cost structure compares to other credit repair services, we pitted it against The Credit Pros, a competitor that advertises lower monthly costs but charges high upfront labor fees. Starting 3/12/21, the company`s credit repair packages start at $89.85 per month for the “basic” plan. The mid-range plan costs $109.95 per month and the higher “PremierPlus” plan costs $129.95 per month. However, Lex Law staff will respond to any complaints posted on their BBB page.
The only downside to Lexington Law is that it charges extra fees for additional credit repairs. This can be a problem for customers who need to monitor their financial progress multiple times. Currently, requesting a financial report costs $14.95 more. The next tier, the Concord Premier, costs $119.95 per month and includes everything in the Concord Standard plan, plus the company`s InquiryAssist service, which helps remove difficult, potentially dangerous requests from your credit report. You also have access to a free analysis of your credit score and notices from TransUnion that alert you if your credit report changes for any reason. So, how much does Lexington Law Credit Repair Service cost? Check out the prices of their different packages below: Lexington Law offers a trio of service packages that cost between $99.85 and $139.95 per month. According to the company`s website, the average customer uses the service for six months, bringing the average total cost of services to between $599 and $839. There is no obligation to continue for six months or more, and you may unsubscribe from the Service at any time. The Credit Pros` entry-level plan costs $119 upfront and $69 per month for ongoing service. Assuming an average service life of six months, this plan would cost a total of $533. Lexington Law`s cheapest plan would be just a few dollars more — $539.10 over the same six-month period.
And those missing points can cost you thousands of extra dollars in interest payments. Even worse, they can prevent you from getting the loans or credits you need. Yes, Lexington Law can help you remove the fee from your credit report, but the company itself does not remove items from your file. So instead of asking, “How much does Lexington Law cost?” consider how much money Lexington Law can save you during your financial journey. Lexington Law did a good job, but it took a long time and after a while it became expensive. I`ve never been a fan of the subscription model, which is exactly what Lexington Law uses. I mean, think about it, what incentive do they have to finish quickly. Hello, then they won`t be able to charge you anymore. After a while, I was tired of being billed by them every endless month in sight. In the end, I cancelled with them and was then referred to a company called Phoenix Group Credit Services. I liked them very much because they do the opposite.
I liked how they tell you the exact total cost in advance before making your decision. They even allow you to break it down and be on a payroll plan if you need to. They did a great job with my loan and I just got approved for the loan to buy my dream home! What the company doesn`t specify is that it charges retrospectively, meaning customers are billed after receiving their services. Customers confuse this with being charged for services they never received. If Lexington made it clear, we think there would be less misunderstanding and disappointment on the subject. Hi, I`ve been at Lexington Law for 5 years and started with 44 negatives that are now left on 2. I must say that I am glad I signed up. My life has changed so much. I have invested about 3500 to 4000 in myself and my credit scores are 804-762-762 I am very happy to have taken responsibility for this. As I am disabled, I can be in a wheelchair which I need. Having credit is an asset, it`s another way to create financial stability for yourself.
I have 6 business lines and have taken out 30,000 personal loans. Now I can invest in real estate and grow my business. It is sad that they are not teaching us anything about credit management in schools. These two personal loans that I took out, I pay 500 for two loans to invest in my business, if I did not have credit, my business dreams would never come true. Your credit follows you everywhere. Thank you Lexington Law large company If you`ve done some research on credit repair, you`ve probably heard of Lexington Law. The company is one of the largest and most successful groups when it comes to removing negative elements from consumer credit reports.